ESG (Environmental, Social, Governance) indices are today a determining factor in defining property value and managing real estate credit risk. It is no longer a reputational or accessory element: environmental sustainability, territorial resilience and property governance directly impact market value and access to credit.
Course objectives
The training course offers concrete tools to understand:
- how environmental risks (seismic, hydrogeological, volcanic, alluvial, subsidence) influence market value;
- how to assess transition risk linked to regulatory compliance and decarbonisation;
- how to integrate ESG factors into real estate due diligence;
- how to apply the most recent European provisions, including Regulation (EU) 2024/1623;
- how to align with the international IVS and RICS (Red Book) standards.
The objective is to provide skills that can be immediately used in the professional, credit and consultancy fields.
Course contents
Among the topics covered in the online course, ample space is dedicated to the technical analysis of environmental risks: seismic risk, hydrogeological risk, landslides, floods, erosion, subsidence and volcanic risk. The course addresses not only the identification of these critical issues, but above all their direct impact on the market value and bankability of the property. The use of tools such as the Italian platform on hydrogeological instability is also illustrated, with a practical approach to reading and interpreting data.
A specific focus is also dedicated to the relationship between ESG and the banking system, with reference to:
- to the ABI guidelines;
- to the best practices of the Bank of Italy;
- the certification of the evaluator’s skills;
- to the evaluation of property value as a central element in credit risk management.
The course also analyzes cyclical market factors, legislative provisions and the employment context as elements that affect the estimate.
Finally, particular attention is paid to the IVS and RICS approaches, the assessment of stranding risk and the integration of circularity in the estimation process. A methodological proposal is presented for measuring the impact of ESG factors on market value, through:
- identification of significant ESG factors;
- construction of an integrated sustainability rating;
- synthetic score calculation methodology;
- practical application example.
Teacher, recipients and accreditations
The course is particularly aimed at:
- real estate valuers and valuers;
- engineers, architects and surveyors operating in technical estimation and consultancy;
- real estate manager and asset manager;
- banking analysts and credit experts;
- sustainability managers and ESG managers;
- officials of the Public Administration in the territorial sector.
The course is accredited for the continuous training of Architects and Graduate Surveyors and Surveyors (4 CFP).
Why participate
Integrating ESG factors into real estate valuation today means operating in line with European regulations, protecting the value of assets in the long term and ensuring correct credit risk management. The course represents a concrete opportunity to update yourself on methodologies, international standards and operational tools essential in the new real estate scenario.
