It is common knowledge that, to buy a house, you must turn to a Notary. However, it is perhaps less well known when and why you need to turn to this professional: so, if you are about to ask the Notary for a quote for your new home, here are some things that may be useful to know.
Why do I have to contact the Notary?
First of all it is necessary understand why I need to turn to a Notary to buy a house. The law provides for this professional figure – who, we remind you, is a public official required to maintain a super partes attitude – to protection of the citizen when significant acts are carried out from a social and economic point of view, but also for guarantee the absolute legality and regularity of the transitions and, finally, for the collection of a series of taxes and duties that weigh on these acts.
We should therefore see the Notary not only as an obligation, but also and above all as a element of serenity both for us and, in the future, for our heirs. In fact, it is practically a notarial deed unassailable from a legal point of view and it is the best guarantee we can have. For even greater peace of mind, however, we should contact the Notary not only after the game is over, but before signing any commitment: let’s see why.
What technical problems can I encounter when buying a house?
Often when we see a house that we like and that we intend to buy we are asked to sign a commitment to purchaseoften binding on the buyer but not on the seller. However, perhaps it is not known that these commitments remain valid even if a property has irregularities, restrictions or abuses and the fact that it is not possible to proceed with the deed on a property that is wholly or partly illegal is of little value. The consequences are easy to imagine: times that get longer, provided that the problems are solvable and there is the will to solve them, and not infrequently that costs also increase.
This is why asking the Notary for advice and checks before committing to the purchase is certainly a good idea, just as it would be for sellers to have their homes in order before reaching the market.
Who pays the costs of the notarial deed?
The costs of the notarial deed for real estate sales are usually paid by the buyer. As mentioned, this is a custom and not an obligation: nothing prevents the parties from agreeing differently. Likewise, if the buyer does not honor his financial commitments, the Notary could request that the seller cover the expenses.
The costs of the notarial deed include both theprofessional’s fee and the expenses related to the studio’s activitybe one series of taxes and duties which depend on various factors, first of all whether it is a first or second home and whether the sale takes place between private individuals or between a private individual and a construction company.
What are the Notary’s fees for sales?
Although they existed for a short time, Today there are no Notary fees for sales established by law: the only way to know what the expense will be to face is therefore ask for a quote.
What can be calculated a priori, having the necessary data in hand, is instead theamount of taxes and dutiessince these are values established by law and therefore do not depend on the choices of the individual professional.
